Want to learn more about financial problems and how to solve them? Please browse through our library of articles, and click on the title of any article you'd like to read in depth:
Automobile Expense Log Use this form to track your business- or employment-related mileage throughout the year, so that you have sufficient documentation to be able to take the mileage deduction at tax time.
“It’s been around for a long time and it’s going to be quite a shock to the system, especially for the lower income levels,” Wuhrman said.
Order And Opinion Denying Motion To Dismiss For Abuse Serenity Legal Services is proud to announce a MAJOR WIN for a client. On December 19, 2012, the United States Bankruptcy Court ruled in our clients' favor that a person's Chapter 7 case may NOT be dismissed just because his or her Social Security income creates what appears to be "surplus income" in that person's budget. Other courts have already ruled that Chapter 13 filers are NOT required to contribute their Social Security income to a Chapter 13 Plan. The United States Trustee, in moving for dismissal of our client’s case, essentially sought to “make” our client convert to Chapter 13. The Honorable Scott Clark Clarkson, United States Bankruptcy Judge, held that making someone convert to Chapter 13 – where their Social Security Benefits did not need to be contributed to funding a Plan in any event – was a “futile act.” Judge Clarkson’s decision is expected to be published in the official Bankruptcy Reporter in the near future.
When, and How, the “Tax Man” Compromises Clients with tax problems often come to me and ask, “can’t we just get the IRS (or the State) to let us pay off that $20,000 in taxes and waive the penalties, so we can get back on our feet?” Others see those late night TV commercials, telling how people paid the IRS off at 10-20¢ on the dollar, and they want to know why they can’t just do that. The IRS and State taxing agencies can compromise and settle with you on your old tax debts, but the guidelines are very strict.
How To Fight The Tax Man By Arnie Wuhrman, Attorney, March, 2012 In past articles, I’ve spent much of this space explaining how to deal with a tax bill you can’t pay but undisputedly owe. This time, let’s go back a step, and talk about how to avoid owing that money in the first place. It’s NOT a given that, if the Internal Revenue Service says you owe more taxes, you necessarily do. You really DO have a fighting chance with the Tax Man, if you act promptly.
When He Leaves You . . . With The Tax Bill By Arnie Wuhrman, Attorney, July, 2008 [TO ALL OF YOU GUYS WHO ARE READING THIS -- I'M SORRY! THIS ARTICLE IS WRITTEN FROM THE WOMAN'S POINT OF VIEW BECAUSE, IN MY EXPERIENCE, WOMEN ARE HURT BY THEIR EX-HUSBAND'S TAX PROBLEMS 10 TIMES MORE OFTEN THAN MEN ARE HURT BY THEIR EX-WIVES’ TAX PROBLEMS. IF YOU'RE ONE OF THE 10% WHO ARE MEN, HOWEVER, READ ON -- THERE'S HELP FOR YOU HERE TOO.]
He's gone -- Mr. Right. Mr. Always BLEEPING Right! It took you months (or years) to figure out that you deserved better, and then still more time (and legal fees) for you to escape the bonds of matrimony. You’ve been through every one of Kubler-Ross’s stages of grief, one or two new wave separation rituals, and the obligatory night out with the girls. You’re free – finally! Whew!!!!!
But as you move on, one day, the doorbell rings. You open the door and greet the postman, sign for the letter from the Internal Revenue Service (IRS), and read those fateful words, “URGENT!! WE INTEND TO LEVY ON CERTAIN ASSETS. PLEASE RESPOND NOW.” . . .
Does Bankruptcy Still Exist After 2005? by Arnie Wuhrman, Attorney, June, 2008. On October 17, 2005, United States Bankruptcy Law underwent its most radical change in more than a quarter of a century. Central to the revision of the law was the belief in Congress – helped along by nearly 10 years of lobbying by credit card issuers – that Americans were largely “taking unfair advantage” of Bankruptcy law and thereby “abusing” their creditors. To redress this perceived wrong, the Bankruptcy Abuse Prevention and Consumer Protection Act (BAPCPA) introduced the “means test” – that is, an income qualification for Chapter 7 (liquidation, or “walk away”) Bankruptcy. . . .
Honesty With the Tax Man isEssential by Arnie Wuhrman, Attorney, March, 2006. I must get asked about once a month – “if I don’t want the IRS to seize my bank account, levy on my property, or garnish my wages, can’t I just put that property in my wife’s or husband’s or brother’s or sister’s or son’s or daughter’s or mother’s or father’s name, . . . Yes, Virginia, Taxes Are Dischargeable in Bankruptcy – Eventually by Arnie Wuhrman, Attorney, July, 2004. Among the questions I am most often asked is whether or not tax debts may be discharged in bankruptcy. The answer is a resounding, “Yes!” – provided that you wait long enough, and that the taxes are of certain types. . . .
Serenity Legal Services is a full-service bankruptcy law firm. While the vast majority of cases we handle involve those who need to file bankruptcy themselves (known as "debtors" under the law), we are also experienced in representing those who are owed money by individials and companies who file bankruptcy. Over the years, we have protected the interests of such entities as...
The Bankruptcy world is sometimes a funny place. One particularly peculiar practice in Southern California is that MANY attorneys do not accompany their clients to court. Instead, they send so-called "appearance attorneys" who meet their clients for the first time at court, have only scant knowledge of the case file, and can only answer questions by saying, "I don't know; I'll contact the firm." This results in bankruptcy filers being unnecessarily worried on the day of their court appearance -- will they find the attorney? -- and somewhat frequently being required to come back to court for a second appearance...
Most non-lawyers venture into the legal system very few times in their lives -- perhaps for a traffic ticket, a divorce, or a bankruptcy. Lay people often have very little knowledge of what lawyers really do, and of how to tell if a lawyer knows what he or she is doing. Picking a lawyer is as hard as picking a doctor -- maybe more-so, since people have a fair amount of experience in seeing doctors.
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